Home Remittance Service

MCB Islamic Bank Limited – Home Remittance is geared and equipped to provide the most accurate, timely and efficient distribution of remittances to the beneficiaries in Pakistan through bank’ network of Three Hundred & Six Plus (306+) branches across Pakistan, accessibility to customers is more convenient.

MCB Islamic Bank Network
  • 306+ Online branches across Pakistan reaching millions of Pakistanis instantly.
  • Payments can be collected from any branch of MCB Islamic Bank Ltd. across Pakistan.
  • A team of dedicated and customer-oriented staff, fully focused on incomparable inbound home remittance disbursement service for the customers of Home Remittance.
  • Trusted, secured, swift & easy way to receive home remittance transactions.
Steps to send Home Remittance to Pakistan
  • Step 1: Locate a Money Transfer Operator (See list of operators here).
  • Step 2: Provide remittance details and beneficiary information along with the amount to be sent.
  • Step 3: The Money transfer Operator/Mobile Application will give a TPIN/ XPIN/ MTCN/ Voucher code.
  • Step 4: Save Payment Slip screenshot from Mobile Application for future reference.
  • Step 5:Contact the beneficiary who will collect remittance, share with them the XPIN/MTCN and other particulars of the remittance amount through which the beneficiary can then collect from any branch of MCB Islamic Bank.
Steps to collect Home Remittance from MCB Islamic Bank branch
  • Step 1: Visit any branch of MCB Islamic Bank with your original & copy of identity document (e.g. CNIC/SNIC/NICOP/SNICOP) and the TPIN/ XPIN/ MTCN/ Voucher code.
  • Step 2: Fill in the ‘Remittance Payment Form’ in all respect and submit it to the branch official with copy of identity document.
  • Step 3: Once details are verified, the remittance amount will be handed over to the customer/beneficiary after completion of transaction within few minutes.
Cash over the Counter Transaction Limit

PKR 850,000/-

Modes of Distribution

At MCB Islamic Bank, Home Remittance Division offers following multiple modes of distribution of Remittances to beneficiaries in Pakistan i.e. COC (Cash over the Counter), RTGS, IBFT and RAAST.

Through Cash Pickup

Beneficiaries in Pakistan can collect their remittances from any branch of MCB Islamic Bank Limited.

Direct Credit to Account

Our service ensures funds received from anywhere across the world are credited instantly to the beneficiary account maintained with MCB Islamic Bank Limited via STP (Straight Through Process).

Account Credit Transactions (RTGS/PRISM)

In case the recipient maintains an account with any other bank operating in Pakistan. MCB Islamic Bank will transfer the funds and settle it using the RTGS/PRISM system. This procedure may take 24 house (during business hours)

Inter Bank Fund Transfer (IBFT)

This facility allows MCB Islamic Bank to transfer funds on real time basis from our bank to any other bank in Pakistan. By using IBFT services, recipient will receive the funds quickly and instantly & transferred online and in real time.

RAAST

This digital payment service allows MCB Islamic Bank to transfer funds instantly through RAAST conveniently with zero cost involved.

Issuance of Proceed Realization Certificate

After the Home Remittance transactions are processed upon request of customer – PRC can be issued by the customer through website portal services under (Service PRC Generation/Verification) alternatively customer may contact the relevant branch to arrange PRC through home remittance team for the transaction processed under PRI.

Sohni Dharti Remittance Program (SDRP)

1LINK, along with Banks, the State Bank of Pakistan, and the Ministry of Finance, is proud to introduce a one-of-its-kind incentive program for Non-Resident Pakistanis and their beneficiaries. Sohni Dharti Remittance Program is designed to incentivize Non-Resident Pakistanis to use formal banking channels to remit their hard-earned money to beneficiaries in Pakistan

1LINK has designed and launched an Android and iOS based Mobile App for users to register as a Remitter and earn points on their remittances sent to Pakistan through designated financial channels. Using the Mobile App, remitters can further enroll their beneficiaries and transfer loyalty points to them. The registered users would be eligible to earn reward points on all subsequent remittances as well as avail exciting privileges provided by government agencies exclusively for remittance senders and receivers.
The Remitter can register himself/ herself. The Beneficiary can only be registered after authorization by the Remitter. For further information you can visit their website: https://1link.net.pk/sohni-dharti

For any queries and support, contact at: [email protected]

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Contact Details
24/7 Customer Support
FI Name Dedicated Staff Name Email IDs Landline#
MCB ISLAMIC BANK Phone Banking Officer [email protected] 042-111-222-642
Home Remittance Support Desk
FI Name Dedicated Staff Name Email IDs Landline#
MCB ISLAMIC BANK Faizan Rasheed [email protected]
[email protected]
042-34501000 Ext. 1238
MCB ISLAMIC BANK Saulat Ali Khan [email protected]
[email protected]
042-34501000 Ext. 1338
Become an Agent of MCB Islamic Bank:

For becoming a MCB Islamic Bank agent, please feel free to contact us on following address:

Home Remittance Department: MCB Islamic Bank, Plot # 225-C, Al-Murtaza Commercial Lane # 4, Phase 8, Defence Housing Authority (DHA), Karachi – Pakistan

Tel No +92 21 37121764 | PABX 0092 21 34501045 Email: [email protected]