MICAR is a Shari'ah compliant financing solution for Individuals to purchase and own vehicles for personal use. Mode of Islamic finance is 'Diminishing Musharakah'.

  • Competitive Financing & Takaful rates.
  • Finance Tenure upto 5 years.
  • Option to purchase new & used locally assembled/manufactured cars.
  • Equal Monthly Installment (Diminishing Musharakah) / Equal Monthly Rental (Ijarah).

For fulfilling the needs of your growing business, MCB Islamic Bank Limited is offering Murabaha Microfinance for Business men and women through which can take upto PKR 500,000 financing as per their convenience and needs.

  • Financing from PKR 10,000 – 500,000.
  • Finance Tenure from 3 to 24 months.
  • Competitive Profit rates: 24-25%.
  • Easy monthly installment / Bullet payment.

MCB Islamic Bank offers four variants of Debit Cards for its customers.

  • Qadar Classic
  • Qadar Gold
  • Platinum
  • PayPak Classic

MCB Islamic Bank debit cards are backed by UnionPay, 1Link and PayPak.

  • Convenience to access your bank account 24/7
  • Global Acceptability on cards backed by UnionPay and 1Link
  • Amazing Discounts and deals

Mobile App can be downloaded from "Google Play" and "App Store" Mobile App is extension of Internet Banking Service and same user credentials would be used to login at Mobile App. Also, app can be activated/de-activated after logging on To MCB Islamic Internet banking by using "Activate/Deactivate Mobile app" option in Preferences TAB."

Features Offered
  • View Account Balance
  • View Account Statement
  • Debit Card Management
  • Own Account Fund Transfer
  • Fund Transfer Within MCB Islamic Bank
  • Inter Bank Fund Transfer
  • Utility Bill Payments & Mobile Top Ups
  • Scheduled Transfers
  • Touch ID / Finger Scan Based Login
  • ATM / Branch Locator

Owning a house is a dream that every individual aspires to achieve in their lifetime. Being mindful of this important need of our valued customers, we are very excited to announce the launch of "Rihayesh Finance" – MCB Islamic Bank's Hassle & Riba Free housing finance solution designed to fulfill private dwelling / residence needs of individuals. A brief snapshot of salient product features and requirements is as follows:

  • Finance up to PKR 60 Million for Home Purchase, PKR 30 Million for Home Construction, PKR 20 Million for Home Renovation, and PKR 60 Million for Plot Purchase Plus Construction.
  • Finance Tenure from 2 to 20 years.
  • Option of having Joint-Applicants (Co-Applicants) as income clubbers and/or property title holders.