MCB Islamic Visa Junior Club Debit Card

Designed specifically for kids below the age of 18 years, the MCB Islamic Visa Junior Club Debit Card helps build financial literacy from a young age under parental guidance. With controlled spending limits, secure features, and a kid-friendly design, it’s the perfect way to introduce smart money habits also all within a Shari’ah-compliant framework.

Target Market

Ideal for kids under 18 years of age, this card is issued under guardian-managed accounts to encourage early financial literacy.

Product Attributes & Criteria

Account Category: All singly operated accounts opened in PKR.
Eligibility: For Individual / Joint (Primary) / Sole Proprietor.

Card Attributes, Limits & Fee Structure

Discount Icon

Discount Offers

Upto 25%

ATM Icon

Domestic / International
Cash Withdrawal

PKR 50,000 / Day

Funds Transfer

Funds Transfer
Within MCB Islamic

PKR 200,000 / Day

POS Icon

POS / E-Commerce (Local / Intl.)

PKR 100,000 / Day

Funds Transfer

Inter-Bank Funds Transfer

PKR 200,000 / Day

Fee Icon

Issuance / Annual /
Replacement Fee

2,250 + FED

Key Features & Benefits

  • Designed for Minors
    Specifically created for customers below the age of 18 under parent or guardian supervision.
  • Secure Transactions
    Equipped with Chip & PIN and 3D Secure for safe in-store and online purchases.
  • Contactless Payments
    Tap-and-go functionality with NFC-enabled terminals for everyday ease.
  • Real-Time Alerts
    Instant SMS or email notifications sent to the registered guardian for every transaction.
  • Exclusive Discounts
    Get upto 25% off at 250+ partner restaurants, lifestyle brands & retail outlets. Click here for discounts

How to Activate Your Debit Card?

MCB Islamic
SUBUK App / Internet
Banking

  • Log in to the SUBUK App
  • Tap on the Hub Menu
  • Go to Accounts → Card Management
  • Select your card
  • Enter required details
  • Enter T-PIN to activate

Activate via
MCB Islamic ATM

  • Insert your card
  • Enter CNIC number
  • Enter OTP sent to your mobile
  • Set new PIN & start using card

Activate via
Help Line

Frequently Asked Questions | Visa Debit Cards Brochure

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