MCB Islamic Visa Classic Debit Card

Designed for everyday banking, the MCB Islamic Visa Classic Debit Card offers convenient access to your funds 24/7, both locally and internationally. It’s ideal for individuals looking for a secure, simple, and Shari’ah-compliant way to shop, withdraw cash, and make digital payments.

Target Market

This card is ideal for salaried individuals, students (18+), and new account holders with basic to moderate banking needs.

Product Attributes & Criteria

Account Category: All singly operated accounts opened in PKR.
Eligibility: For Individual / Joint (Primary) / Sole Proprietor.

Card Attributes, Limits & Fee Structure

Discount Icon

Discount Offers

Upto 25%

Funds Transfer

Funds Transfer
Within MCB Islamic

PKR 500,000 / Day

ATM Icon

Domestic / International
Cash Withdrawal

PKR 150,000 / Day

Funds Transfer

Inter-Bank Funds Transfer

PKR 500,000 / Day

POS Icon

POS / E-Commerce (Local / Intl.)

PKR 250,000 / Day

Fee Icon

Issuance /Annual /
Replacement Fee

2,950 + FED

Key Features & Benefits

  • Global Acceptance
    Visa Classic Debit Card can be used at millions of ATMs and merchants worldwide, wherever Visa is accepted.
  • Secure Transactions
    Chip & PIN feature secures in-store transactions and 3DSecure protects internet-based transactions through OTP (One-Time Password) verification
  • Contactless Payments
    NFC-enabled for tap-and-go purchases at POS terminals
  • Real-Time Alerts
    Get instant SMS notifications for every transaction.
  • Perfect for Everyday Banking
    Ideal for students, salaried professionals, and first-time account holders.
  • Exclusive Discounts
    Get upto 25% off at 250+ partner restaurants, lifestyle brands & retail outlets. Click here for discounts

How to Activate Your Debit Card?

MCB Islamic
SUBUK App / Internet
Banking

  • Log in to the SUBUK App
  • Tap on the Hub Menu
  • Go to Accounts → Card Management
  • Select your card
  • Enter required details
  • Enter T-PIN to activate

Activate via
MCB Islamic ATM

  • Insert your card
  • Enter CNIC number
  • Enter OTP sent to your mobile
  • Set new PIN & start using card

Activate via
Help Line

Frequently Asked Questions | Visa Debit Cards Brochure