Welcome to Subuk – The New MCB Islamic App

We are thrilled to introduce SUBUK, the all-new MCB Islamic Mobile Banking App designed to put banking at your fingertips.

Fast, secure, and easy to use – Subuk transforms the way you manage your money, giving you one app with endless possibilities.

Download today and experience smarter digital banking.

Start your journey with Subuk today.

Why Subuk?

Subuk brings you a modern, seamless, and convenient way to bank. Whether you are transferring funds, making payments, investing, or managing your accounts – everything is just a tap away.

Features That Empower You

Transfers & Payments

• Instant Transfers: Send money instantly via Raast & 1LINK.
• Raast QR Payments: Make faster P2P (person-to-person) and P2M (person-to-merchant) payments by scanning or uploading a QR code.
• Quick Transfer / Payments: Send money or pay bill instantly without saving a beneficiary
• Multiple Transfers: Transfer money to multiple recipients in one go.
• Request Money: Ask another MCB Islamic account holder to send you funds instantly.
• Smart Scheduling: Set up scheduled & recurring payments for convenience.
• Pay Bills: Pay utility bills through aggregators or 1Bill anytime.
• Mobile Top-ups: Recharge prepaid and postpaid mobile numbers instantly or activate mobile bundles.
• Banker’s Cheque Issuance: Securely issue banker’s cheque(s) via the app with flexible branch pickup and authorized nominee collection.
• Donations: Contribute to charities and causes with ease.

Non-Financial Services

• Profile Overview: View your profile details related to your information in bank’s records.
• Account Overview & Details Sharing: View your account status, details, status of subscribed services along with option to share your account details through Static QR or Dynamic QR (with amount).
• Account Statements & e-Receipts: Instantly view / download account statements. Access digital receipts for any transaction directly from your account statement.
• Sneak Peek: Check your account balance and last five transactions quickly without login into mobile app.
• Beneficiary / Favorite Management: Option add / delete / edit your beneficiaries and billers. Also, mark frequent beneficiaries and billers as favorites for faster payments.
• Debit Card Management: Apply for a new debit card, activate or block/unblock existing cards, change your debit card PIN, manage your debit card transactions and limits.
• Cheque Services: Request chequebook instantly, inquire about cheque status, or stop a cheque with just the cheque number.
• Finance Repayment: Repay your MiCar or Rihayesh installments easily within the app.
• Certificate: Download Account Maintenance, Balance Confirmation, Proceeds Realization & Withholding Tax Deduction certificates instantly.
• Update CNIC Expiry: Refresh your CNIC expiry date instantly with one click.
• Dormancy Removal: Activate your dormant account seamlessly from your app
• Change Contact Details: Update your registered mobile number or email securely via in-app biometric verification.
• Raast ID Management: Create / link / delink your mobile number as Raast ID with MCB Islamic Bank through app.

Everyday Convenience

• Book Tickets: Buy bus, flight, rental car & event tickets via Bookme.pk.
• Discount Hub: Unlock exclusive discounts and offers on your purchases.

Investments

• Term Deposits: Open Shariah-compliant term deposit accounts.
• Mutual Funds: Invest directly in Islamic mutual funds.

Security & Support

• Biometric Login: Access securely and seamlessly with fingerprint or face recognition.
• Device Binding & Management: Protect your account with registered device after successful in-app biometric verification. Also, add / change devices effortlessly.
• Limit Management: Manage your transaction limits based on your requirement and usage.
• Transaction PIN: Set a 6-digit Transaction PIN after registration in order to secure all your future transactions. You may change T-PIN later on as and when required.
• Account Linking / Delinking: Option to link / delink your accounts for usage on mobile app.
• Instant Alerts: Get notified of every transaction in real-time.
• ATM & Branch Locator: Locate nearby ATMs and branches with ease.
• Complaint Lodgment & Inquiry: Raise and track complaints directly in the app.

Service Requests

• Request for Lockers: Apply for a branch locker conveniently.
• Zakat Declaration: Submit your zakat declaration request.
• Forex Calculator: Access real-time forex conversion rates.
• SMS & E-Statement Subscription: Manage your SMS alerts and e-statement preferences.
• Request Home & Car Finance: Submit housing or vehicle financing requests directly from the app.

Getting Started Is Easy

Follow these simple steps to register in minutes:

1. Download the Subuk App
2. Open the app & tap ‘Register Now’
3. Review & accept Terms & Conditions
4. Enter CNIC & verify via OTP on your registered number
5. Create your username & password
6. Scan both hands for biometric verification
7. Login after a 2-hour security cooling period

Note: Your old MCB Islamic Mobile Banking credentials will not work on Subuk. You must register to enjoy the new experience.

Frequently Asked Questions

Have a question about SUBUK? Check out our FAQs to learn more about the app.

SUBUK at a Glance

To explore SUBUK’s full features, download our comprehensive features booklet. Download Now

SUBUK Video Tutorials