MCB Islamic Visa Platinum Debit Card

Experience unmatched convenience, top-tier lifestyle privileges, and global access with the MCB Islamic Bank Visa Platinum Debit Card. Whether you’re traveling, shopping, or managing high-value transactions, this card delivers premium functionality and seamless digital banking

Target Market

This card is tailored for High Net-Worth Individuals, frequent travelers, premium banking clients, and customers with elevated transactional needs.

Product Attributes & Criteria

Account Category: All singly operated accounts opened in PKR.
Eligibility: For Individual / Joint (Primary) / Sole Proprietor.

Card Attributes, Limits & Fee Structure

Discount Icon

Discount Offers

Upto 50%

ATM Icon

Domestic / International
Cash Withdrawal

PKR 400,000 / Day

Funds Transfer

Funds Transfer
Within MCB Islamic

PKR 2,000,000 / Day

POS Icon

POS / E-Commerce (Local / Intl.)

PKR 1,000,000 / Day

Funds Transfer

Inter-Bank Funds Transfer

PKR 2,000,000 / Day

Fee Icon

Issuance / Quarterly /
Replacement Fee

PKR 3,600 + FED

Fee Structure

Prime Accounts:

  • First Issuance
    Deposit Requirement: PKR 1 Million
    First Issuance Fee (90 days): FREE
  • Quarterly / Renewal / Replacement Fee (90 days)
    Free on maintaining an average deposit of PKR 3 Million in preceding 90 days, otherwise charges apply.

Other Accounts:

  • Card Issuance
    Deposit Requirement: PKR 1 Million
    Card Issuance Fee (90 days): PKR 3,600
  • Quarterly Renewal Fee (90 days)
    Free on maintaining an average deposit of PKR 3 Million in preceding 90 days, otherwise charges apply.
    Federal Excise Duty (FED) levied by the Government will be recovered from customers in addition to regular charges, wherever applicable.

Note:

  1. Visa Platinum Debit Card will only be issued if customer account balance is minimum PKR 1M.
  2. Post issuance of Visa Platinum debit card, accountholder needs to maintains a 90 days average balance of PKR 1 Million for continuing using Visa Platinum debit card; failure to comply with minimum account balance i.e. PKR 1M, his/her Visa Platinum Debit Card will be downgraded to any lower variant (Union Pay/Visa Debit Cards) of customer choice.
    Accordingly, charges for the chosen card variant will be charged whereas fee (excluding Govt. taxes) for the Visa Platinum debit card for the remaining period will be refunded.

Key Features & Benefits

  • Global Acceptance
    Use at international ATMs, retail stores, and online merchants wherever VISA is accepted.
  • Enhanced Security
    Chip & PIN, 3D Secure, and real-time alerts ensure your transactions are always protected.
  • Contactless Payments
    Tap-and-go payments with NFC-enabled POS systems.
  • Exclusive Discounts
    Get upto 50% off at 250+ partner restaurants, lifestyle brands & retail outlets. Click here for discounts
  • Built-In Protection
    This card comes with Buyer’s Protection on eligible purchases, Extended Warranty on select products, travel Insurance benefits & access to the Visa WhatsApp Support Channel for instant help and guidance.

How to Activate Your Debit Card?

MCB Islamic
SUBUK App / Internet
Banking

  • Log in to the SUBUK App
  • Tap on the Hub Menu
  • Go to Accounts → Card Management
  • Select your card
  • Enter required details
  • Enter T-PIN to activate

Activate via
MCB Islamic ATM

  • Insert your card
  • Enter CNIC number
  • Enter OTP sent to your mobile
  • Set new PIN & start using card

Activate via
Help Line

Frequently Asked Questions | Visa Debit Cards Brochure

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