MCB Islamic Visa Platinum Debit Card

Experience unmatched convenience, top-tier lifestyle privileges, and global access with the MCB Islamic Bank Visa Platinum Debit Card. Whether you’re traveling, shopping, or managing high-value transactions, this card delivers premium functionality and seamless digital banking

Target Market

This card is tailored for High Net-Worth Individuals, frequent travelers, premium banking clients, and customers with elevated transactional needs.

Product Attributes & Criteria

Account Category: All singly operated accounts opened in PKR.
Eligibility: For Individual / Joint (Primary) / Sole Proprietor.

Card Attributes, Limits & Fee Structure

Discount Icon

Discount Offers

Upto 50%

ATM Icon

Domestic / International
Cash Withdrawal

PKR 400,000 / Day

Funds Transfer

Funds Transfer
Within MCB Islamic

PKR 2,000,000 / Day

POS Icon

POS / E-Commerce (Local / Intl.)

PKR 1,000,000 / Day

Funds Transfer

Inter-Bank Funds Transfer

PKR 2,000,000 / Day

Fee Icon

Issuance / Quarterly /
Replacement Fee

PKR 3,500 + FED

*Fee Structure

    For Prime Accounts:

    • First Issuance: Free
    • Quarterly Renewal Fee (Every 90 Days):
      Waived if an average balance of PKR 3 million is maintained during the preceding 90 days.
      Otherwise, PKR 3,500 + FED will be charged.

    For Other Accounts:

    • First Issuance: PKR 3,500 + FED
    • Quarterly Renewal Fee (Every 90 Days):
      Waived if an average balance of PKR 3 million is maintained during the preceding 90 days.
      Otherwise, PKR 3,500 + FED will be charged.

Key Features & Benefits

  • Global Acceptance
    Use at international ATMs, retail stores, and online merchants wherever VISA is accepted.
  • Enhanced Security
    Chip & PIN, 3D Secure, and real-time alerts ensure your transactions are always protected.
  • Contactless Payments
    Tap-and-go payments with NFC-enabled POS systems.
  • Exclusive Discounts
    Get upto 50% off at 250+ partner restaurants, lifestyle brands & retail outlets. Click here for discounts
  • Built-In Protection
    This card comes with Buyer’s Protection on eligible purchases, Extended Warranty on select products, travel Insurance benefits & access to the Visa WhatsApp Support Channel for instant help and guidance.

How to Activate Your Debit Card?

MCB Islamic
SUBUK App / Internet
Banking

  • Log in to the SUBUK App
  • Tap on the Hub Menu
  • Go to Accounts → Card Management
  • Select your card
  • Enter required details
  • Enter T-PIN to activate

Activate via
MCB Islamic ATM

  • Insert your card
  • Enter CNIC number
  • Enter OTP sent to your mobile
  • Set new PIN & start using card

Activate via
Help Line

Frequently Asked Questions | Visa Debit Cards Brochure

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